Cash App: Finance App

Cash App is a finance app by Block, Inc. that lets you send money, buy bitcoin, invest, and bank.

Developer: Block, Inc.★ 4.71 (4,489,524)Version 5.72.0Updated: Oct 9, 2026

Cash App combines peer-to-peer payments, stock and bitcoin investing, and banking features in one platform. It is intended for individuals and families, including teens aged 13 to 17 with parental sponsorship. The app is free to download, requires Android 10 or higher, and has a download size of about 100 MB.

Screenshots

Cash App home screen showing balance and quick actions for send, receive, and request

Cash App send money screen with options to pay by phone number, email, $cashtag, or QR code

Cash App Card customization screen showing debit card styles and real-time alerts

Cash App investing screen with stock and bitcoin purchase options starting from $1

Cash App savings screen displaying interest rates and round-up spare change feature

Cash App teen account setup screen with parental controls and sponsorship options

Cash App direct deposit screen highlighting early paycheck access and paycheck distribution

Cash App offers screen with exclusive discounts and concert presale access

Version: 5.72.0
Requires Android: 10
Updated: Oct 9, 2026
Installs: 100M+
Rating: ★ 4.71 (4,489,524)
Category: Finance
Developer: Block, Inc.
Content rating: Everyone
Package: com.squareup.cash
Free: ✓ · Contains ads

Cash App is a financial services platform by Block, Inc. that lets you send money, invest in stocks and bitcoin, and manage everyday spending from a single mobile interface. Designed to simplify personal finance, the app combines peer-to-peer payments with banking-like features, all accessible without monthly fees or minimum balance requirements. In its latest update to version 5.72.0, released on October 9, 2026, the focus was on various bug fixes and performance improvements, ensuring a more stable experience for its over 100 million installs.

The platform goes beyond simple money transfers. Users can receive paychecks up to two days early through direct deposit, earn interest on savings when they qualify for Green status, and even get up to $200 in free overdraft coverage. For those looking to grow their money, the app offers commission-free stock trading and bitcoin purchases starting at just $1. A customizable Visa debit card, accepted wherever Visa is used, ties everything together with real-time alerts and exclusive spending offers.

Families find particular value in the teen sponsorship feature, which allows users aged 13 to 17 to have their own account under a parent or guardian's supervision. This comes with a personalized debit card, parental controls, and extra security features, making it a practical tool for teaching money management. The app holds a 4.71 rating from nearly 4.5 million reviews, reflecting its broad acceptance as a daily financial tool.

Key features

Send and receive money instantly to friends, family, or businesses using a phone number, email, $cashtag, or QR code
Buy, sell, and hold bitcoin with as little as $1, with the option to get paid in bitcoin
Invest in stocks commission-free, starting from just $1
Order a customizable Visa debit card that works with digital wallets and offers exclusive discounts
Set up direct deposit to get paychecks up to 2 days early with no minimum balance requirements
Earn up to 3.5% interest on savings and access free overdraft coverage when you qualify for Green status
Open a sponsored account for teens aged 13-17 with parental controls and a personalized debit card
Round up spare change from transactions to automatically save or invest

How to install

Tap the download button on this page to get the APK file for version 5.72.0.
When prompted by Android, allow your browser or file manager to install apps by enabling the "Install unknown apps" setting.
Locate and open the downloaded APK file on your device.
Tap "Install" and wait for the process to complete.
Open the app, sign up or log in, and begin managing your money. This version requires Android 10 or higher.

Download Cash App · v5.72.0

Pros

Instant, free transfers to other Cash App users
Early direct deposit with no minimum balance
Commission-free stock and bitcoin investing with low entry points
Customizable debit card with spending alerts and exclusive discounts
Teen accounts with robust parental controls

Cons

Contains advertisements
A long list of requested permissions may concern privacy-focused users
Some premium features like Green status require meeting monthly spending or deposit thresholds
Customer support is primarily digital, which some users may find limiting

Latest changes · 5.72.0

Version 5.72.0, released on October 9, 2026, includes various bug fixes and improvements to enhance overall app stability and performance.

Older versions

Version	Size	Requires Android	Updated
5.72.0	—	10	Oct 9, 2026

This app is ideal for anyone seeking an all-in-one financial tool for daily transactions, from young adults managing their first paycheck to parents teaching teens about money. It also suits casual investors who want a simple, low-cost entry into stocks and cryptocurrency.

To maximize savings, enable the Round Up feature, which automatically invests your spare change from debit card purchases into stocks or bitcoin.

Permissions

IdentityContactsLocationPhonePhotos/Media/FilesStorageCameraWi-Fi connection informationDevice ID & call information

FAQ

How can I qualify for the free overdraft coverage mentioned in the app?

Cash App offers up to $200 in free overdraft coverage when you qualify for Green status. Eligibility is based on spending $500 in Qualifying Purchases using your Cash App Card or Cash App Pay per month, or depositing $300 of Qualifying Deposits per month. Restrictions apply.

Can my teenager use Cash App, and what features would they get?

Yes, teenagers aged 13 to 17 can use Cash App when sponsored by an eligible parent or guardian. This includes a personalized debit card, extra security features, and parental controls.

What savings benefits are tied to the Green status in Cash App?

When you earn Green status, you can receive up to 3.5% interest on savings. You can also round up spare change or allocate part of your paychecks into savings, stocks, or bitcoin.

What kinds of bitcoin transactions can I do with Cash App?

The app supports buying and selling bitcoin, getting paid in bitcoin, and distributing part of your paycheck to bitcoin. Brokerage services are provided by Cash App Investing LLC, and bitcoin services are provided by Block, Inc.

What are the minimums and fees for investing in stocks through Cash App?

Cash App allows you to invest in stocks with as little as $1 and with no commission fees. Additional regulatory fees or fees for external transfers may apply.

Cash App remains a versatile financial companion that effectively combines payment convenience, banking features, and investment access in one interface. While the presence of advertisements and the need for careful security awareness are considerations, the app's broad functionality, high user satisfaction, and regular updates make it a compelling choice for managing everyday money matters.