easypaisa – a digital bank: pay, invest, save & earn

easypaisa – a digital bank is a finance application by Easypaisa Bank Limited that lets users handle everyday money tasks from a phone, including transfers, bill payments, mobile load purchases, savings and small loans. It was released in May 2016 and has since grown into a widely used tool for people who want banking-style services without visiting a branch. The app addresses a common problem: routine financial tasks — sending money to a relative, topping up a phone, paying an electricity bill, or putting something aside for a goal — often take time and a trip out of the house. easypaisa brings these activities into one place, so they can be completed in a few taps. Transfers can go to bank accounts, other easypaisa accounts, mobile wallets, a CNIC number, WhatsApp contacts, or through Raast, and the app states there are no hidden charges on transfers or payments. A monthly account limit of up to Rs. 25 lakh is mentioned, and biometric verification is handled inside the app. The current version is 2.10.9, updated on October 2, 2026, and it requires Android 8.0 or later. It is free to download, carries no ads, and has no in-app purchases, which keeps the experience focused on the services themselves.

Key features

• Send money to bank accounts, easypaisa accounts, mobile wallets such as JazzCash, SadaPay and NayaPay, a CNIC number, WhatsApp contacts, or via Raast transfer.
• Pay utility bills in one place, covering electricity, gas, telephone, internet, water and government fees, with reminders to help you pay on time.
• Subscribe to mobile packages for Telenor, Zong, Ufone, Jazz, ONIC and ROX, including data bundles for Facebook, Instagram, WhatsApp and TikTok, with 275+ packages for all networks.
• Save toward goals with a savings pocket, or subscribe to the daily rewards diamond plan for rewards of up to 9.5% annually.
• Open term deposits with plans as short as 7 days for guaranteed profits through a fully digital process.
• Apply for an Easycash personal loan of PKR 200 to PKR 25,000 without documents, with a tenor of no less than 60 days and a maximum APR of 32%–40%.
• Scan and pay at merchants nationwide using QR codes, including Raast QR payments from other banking apps.
• Buy insurance starting at Rs. 1, order food, book hotels, flights and buses, get movie tickets, and manage debit card PIN changes or file complaints in the app.

How to install

1. Tap the download button on this page to get the APK file for easypaisa – a digital bank.
2. When Android asks for permission, allow your browser or file manager to install apps by enabling the "Install unknown apps" setting for that app.
3. Open the downloaded APK file from your notifications or file manager.
4. Tap Install and wait for the process to finish.
5. Open the app and sign up or log in. The minimum Android version required is 8.0, and the file size is not specified in the available data.

Latest changes · 2.10.11

Version 2.10.9, released on October 2, 2026, brings enhanced security features and general improvements. This update focuses on making the app safer and more reliable for managing your money.

This app suits people in Pakistan who want a single place to manage daily money tasks without going to a branch. It is a good fit if you regularly send money to family or friends, pay utility bills, top up a mobile number, or want to set aside small amounts toward a goal. It also works for those who prefer QR payments at shops or need occasional short-term cash through Easycash. Because several services are limited to Pakistan citizens in the territory of Pakistan, users elsewhere may find fewer features useful. Anyone who values a free app without ads or in-app purchases and is comfortable granting the requested permissions will get the most out of it.

Before installing, check that your phone runs Android 8.0 or later, and review the permission list so you know what the app may access. Set bill reminders after adding your accounts, and mark frequently used bills as favorites to save time each month. If you plan to donate during Ramzan, note that easypaisa adds 5% to donations made through the app. For loans, read the example carefully: a PKR 20,000 loan over no less than 60 days with a 32% service fee means a total service fee of PKR 6,400 and a repayment amount of PKR 26,400.

easypaisa – a digital bank packs transfers, bill payments, mobile load, savings, loans and more into one free app with no ads or in-app purchases. It is a practical choice for everyday financial tasks in Pakistan, provided you are comfortable with its permission requirements and the local limits on some services.