PayPal - Pay, Send, Save: Finance App

PayPal - Pay, Send, Save is a finance app by PayPal Mobile that lets you send and receive money, shop online and in stores, and manage your spending from one place. It is designed as a secure way to handle everyday payments, whether you are paying a friend back or checking out with a merchant.

The app includes Purchase Protection on eligible transactions, so you get support if something does not go as planned. You can also track packages by linking your Gmail or Outlook account, although not every seller participates. For people who want to keep tabs on subscriptions, the app lets you link and follow them in one spot.

Beyond sending money, PayPal supports shopping in-store and online, and it offers a buy now, pay later option called Pay in 4 for approved purchases between $30 and $1500. There is also a PayPal Debit Card option with reward points on a monthly category, and a Me Tab that gathers your money, accounts, and settings in a familiar layout.

This page is aimed at beginners who want a straightforward way to install the app on an Android phone running version 8.0 or later. The current version is 10.16.0, updated on 2026-10-09, and it is free to download with no ads and no in-app purchases.

Key features

• Send and request money within the US and to more than 110 countries
• Shop in stores and online with built-in Purchase Protection on eligible transactions
• Track orders and delivery status by linking a Gmail or Outlook account
• Manage and link your subscriptions in one app
• Use the Me Tab to reach your money, accounts, and settings
• Choose a monthly category and earn 5% back in rewards points on up to $1000 spend per month with the PayPal Debit Card
• Buy now and pay later with Pay in 4 for approved purchases from $30 to $1500
• Encrypted payments help keep financial details private

How to install

1. Tap the download button on this page to get the APK file.
2. When Android asks, allow your browser or file manager to install apps. This is the "Install unknown apps" setting.
3. Open the downloaded APK file. The file size is not available, so just use the file you downloaded.
4. Tap Install and wait for the process to finish.
5. Open the app. It requires Android 8.0 or later, and the current version is 10.16.0.

Latest changes · 10.16.0

Version 10.16.0, released October 9, 2026, focuses on unlocking cash back offers and overall smarter payment, sending, and saving. The update encourages users to get the latest version to access these benefits, emphasizing that savings can accumulate. No other specific changes are detailed.

This app is for beginners and everyday users who want a single place to send and receive money, shop online or in stores, track packages, and keep an eye on subscriptions. It suits people who prefer a free app with no ads and no in-app purchases, and who are comfortable granting the permissions the app asks for.

Before installing, make sure your phone runs Android 8.0 or later. Take a moment to review the permissions during setup and allow only what you are comfortable with. If you plan to use Pay in 4, check the purchase amount and eligibility rules first, since the option is not available everywhere.

PayPal - Pay, Send, Save brings sending money, shopping, and money management together in one free app. If you are new to Android apps, follow the steps above and you will have version 10.16.0 running in a few minutes.