Intuit Credit Karma: Credit & Finance Tracker

Intuit Credit Karma is a free finance app by Credit Karma, LLC that lets you monitor credit scores, track spending, and compare personalized financial offers.

Developer: Credit Karma, LLC★ 4.72 (3,241,935)Version 26.41Updated: Oct 8, 2026

Get App · v26.41

Intuit Credit Karma requires Android 10 or newer and contains advertisements. The app has no in-app purchases and is free to install. It is designed for anyone who wants to stay on top of their credit and overall financial health through alerts, spending insights, and side-by-side comparisons of credit cards, loans, and insurance options.

Screenshots

Financial summary screen in Intuit Credit Karma

Personalized credit card recommendations

Version: 26.41
Requires Android: 10
Updated: Oct 8, 2026
Installs: 50M+
Rating: ★ 4.72 (3,241,935)
Category: Finance
Developer: Credit Karma, LLC
Content rating: Everyone
Package: com.creditkarma.mobile
Free: ✓ · Contains ads

Intuit Credit Karma is a personal finance app by Credit Karma, LLC that helps users track credit scores, monitor spending, and compare financial offers. It brings together credit monitoring, account aggregation, banking, and tax tools in a single interface. The app is available at no cost, though it includes advertising and promotional content as part of its business model.

The app provides a financial summary that shows where money is going and sends alerts when credit scores change. Users can connect accounts to automatically categorize transactions, track monthly spending, and use tools like Credit Spark to build credit history with existing bill payments. The Cards Optimizer feature aims to help people get more value from cards they already carry, while the marketplace surfaces personalized credit card and loan recommendations with Approval Odds estimates that are not guarantees of approval.

Version 26.41, released on 2026-10-08, focuses on stability rather than new functionality. The update includes performance improvements and fixes for several minor bugs, continuing the developer's regular maintenance cycle. No major feature changes are listed for this release.

Key features

Up-to-date financial summary with alerts when credit scores change
Personalized credit card and loan recommendations with Approval Odds estimates
Monthly spending tracking with automatic transaction categorization
Credit Spark tool for building credit history using bills already being paid
Cards Optimizer to help get more value from existing credit cards
Credit Karma Money Spend and Save accounts with possible early direct deposit
Tax preparation assistance, including W-2 photo upload and refund guidance
Insurance comparison options through Karma Insurance Services

How to install

Tap the download button on this page to get the APK file.
If Android asks, allow your browser or file manager to install apps by enabling the 'Install unknown apps' setting.
Open the downloaded APK file from your notifications or file manager.
Tap Install and wait for the process to complete.
Open the app and sign in or create an account to start using it.
The file size is not listed here, and the app requires Android 10 or newer.

Get App · v26.41

Pros

Free to use with no in-app purchases
Combines credit monitoring, spending tracking, and offer comparisons in one app
Automatic transaction categorization saves manual effort
Includes tools for building credit and optimizing existing cards
Supports early direct deposit for eligible Credit Karma Money accounts

Cons

Contains advertising and promotional offers throughout the app.
Some services depend on third-party providers and require separate approval.
Early paycheck access is not guaranteed and depends on the employer submitting payroll data early.
Requires sharing sensitive personal data and multiple device permissions.

Latest changes · 26.41

Version 26.41 of Credit Karma focuses on performance improvements and fixes for minor bugs. The update does not introduce new features; it is aimed at making the app run more smoothly. The app continues to offer tools for credit score monitoring, personalized offers for cards and loans, spending tracking, and optional banking services. No new permissions were added in this version.

Older versions

Version	Size	Requires Android	Updated
26.41	—	10	Oct 8, 2026

This app suits people who want a free, all-in-one view of their credit and spending, users looking to compare credit cards or loans without paying for a monitoring service, and those who prefer to manage banking and tax preparation from a single mobile tool.

For the most accurate credit monitoring, keep your account details and personal information up to date, and review the permissions the app requests before granting access.

Permissions

LocationPhonePhotos/Media/FilesStorageCameraMicrophoneWi-Fi connection informationDevice ID & call information

FAQ

What is the latest version of the Intuit Credit Karma app and its minimum OS requirement?

The current version is 26.41, released on October 8, 2026. The app requires Android 10 or higher.

Is Intuit Credit Karma free, or are there any in-app purchases?

Yes, the app is free to download and use, and it does not include in-app purchases. However, it does display ads.

Which device permissions does the app require?

The app requests access to several device features, including location, phone, photos/media/files, storage, camera, microphone, Wi-Fi connection information, and device ID and call information.

What is the content rating and developer name for this app?

The app has a content rating of Everyone, and the developer is listed as Credit Karma, LLC.

What does the latest update for Intuit Credit Karma include?

The most recent update includes performance improvements and fixes for a few small bugs, according to the update notes.

Intuit Credit Karma remains a capable, free way to track credit, monitor accounts, and compare offers in one place. While ads and promotional content are part of the experience, the breadth of financial tools makes it a practical option for anyone who wants a consolidated view of their money without paying a subscription.